I like the year plans because they are cost effective. I use my cell phone more for emergency calls and texting. iMessenger is great because there is no charge for those texts. I use a Whatsapp to save on text messages and Fongo is great to save prepaid minutes.
$100 a year is great for a cell phone. My hubby pays around $80 a month for his cell phone. I am still debating on which year plan to pick. I have lots of time since my plan expires in April. This is my second year using the yearly plan. In the past, I had the monthly cell phone plans.
I would love to find a way to have data only without a cell plan then I could use Fongo as my main cell phone.